BANKING AND INSURANCE B.COM SEMSTER – 3 PAPER – 2

What Will You Learn?

• What Will I Learn?
• By the end of this course, you will be able to:
• Understand the origin, definition, and functions of banks.
• Analyze different types of deposits and customers, allocation policies, and credit reforms.
• Explore e-banking, mobile banking, EFT, e-money, and other modern banking innovations.
• Evaluate principles of sound lending, types of loans, securitization, and asset management.
• Understand the meaning and impact of NPAs, Basel norms, insolvency, and recent banking codes.
• Grasp the fundamentals of insurance, including indemnity, utmost good faith, proximate cause, contribution, and subrogation.
• Compare different types of insurance policies (life and non-life) and their applications.
• Study malpractice issues, premium computation, dematerialization of insurance policies, and IRDA’s role in regulation.